How to pick an architect and how to manage the build

Experts suggest thinking about how you’ll use your home in future when considering a building project. 10’000 Hours | Digitalvision | Getty Images Extending your home or remodeling your kitchen and bathroom may be an exciting prospect but it’s worth carefully planning the design and build to manage the risks involved, according to specialists who … Read more

‘Girl Math’ returns as shoppers navigate holiday shopping finances

Pedestrians walk through the festively decorated Burlington Arcade luxury shopping arcade in London, UK, on Monday, Dec. 4, 2023. Inflation in UK shops has fallen to a 17-month low as retailers fight to attract shoppers ahead of the crucial holiday period. Photographer: Jason Alden/Bloomberg via Getty Images Bloomberg | Bloomberg | Getty Images “Girl math” … Read more

Early retirement is changing — here’s what to consider, according to the experts

Ascentxmedia | Istock | Getty Images Retiring early is a dream for many, but can often appear impossible unless you’ve made millions throughout your career. “Twenty years ago rates of early retirement were fairly similar across different wealth levels,” Heidi Karjalainen, a research economist for retirement, saving and aging at the Institute for Fiscal Studies … Read more

41-year-old bought a house in Italy for $62,000

This story is part of CNBC Make It’s Millennial Money series, which details how people around the world earn, spend and save their money. Stephanie Synclair was on her own “Eat, Pray, Love” journey in 2012 when she first visited the place that would become her second home. Synclair was newly into her entrepreneur era, having quit … Read more

What to say instead of ‘you can do anything’

Jose Luis Pelaez Inc | Digitalvision | Getty Images Despite your instincts, telling your child that they can do “anything” can be counterproductive. “‘You can do anything,’ is positive, but it’s very generalized,” according to Joanna North, a consultant psychotherapist. “I think that we need to draw it down to specifics for children, and [find] … Read more

Geopolitics, central banks could keep gold demand hot in 2024: World Gold Council

An employee puts gold bullions into a safe deposit box at Degussa shop in Singapore Edgar Su | Reuters Gold prices hit another record high this week after a roaring 2023, and a combination of geopolitical tensions and continued central bank buying should see demand remain resilient next year, according to the World Gold Council. … Read more

TikTok is driving spending for women in their 20s

Young people using cellphones. Filippobacci | E+ | Getty Images Gen Z women are driving spending trends on TikTok. Women in their 20s spend more time on the short-form video app than male peers of their generation, and it’s exposing them to a financial risk. “TikTok is a Gen Z women-centric app and it is … Read more

Americans are ‘doom spending’ — here’s why that’s a problem

Black Friday shoppers leave the Nike store as other shoppers wait in line to shop as retailers compete to attract shoppers and try to maintain margins on Black Friday, one of the busiest shopping days of the year, at Woodbury Common Premium Outlets in Central Valley, New York, U.S. November 24, 2023.  Vincent Alban | … Read more

Why the UK government’s tax cuts still leave workers worse off

British Finance Minister Jeremy Hunt that the U.K. economy would not enter a technical recession in 2023, while announcing the government’s spring Budget. Dan Kitwood | Getty Images News | Getty Images LONDON — U.K. Finance Minister Jeremy Hunt on Wednesday announced a substantial cut to the National Insurance tax on workers, but its benefit … Read more

How to track flight price changes with Google Flights

Airplanes from United and JetBlue populate the taxiway at Laguardia Airport in the Queens borough of New York City.  Bruce Bennett | Getty Images Google can help you save money ahead of the holiday travel season. You can follow the price of airfare with Google Flights for a trip you’re interested in and receive alerts … Read more